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Future Fund

Securing long-term
sustainability for AACUC

Times are changing.

Leagues are merging, associations are disappearing, and the number of credit unions is falling. As it does, the racial wealth gap widens, DEI programs are being defunded and credit unions struggle to remain relevant and resonate in an increasingly multicultural nation.

The African-American Credit Union Coalition (AACUC) is the leading authority to address these challenges. Our work is more vital than ever.

Future Fund logo

Introducing the Future Fund

The Future Fund is a transformative new funding source for AACUC, created to ensure the long-term strength and sustainability of the organization regardless of industry trends, economic downturns and socio-political headwinds.

With capital at a premium, approving charitable donations can be difficult. The Future Fund is designed to benefit from interest returns; so the credit union system can support the long-term future of AACUC through simple treasury management.

Delivering Impact Through Investment

AACUC Chapter members are exclusively able to open a $250K Certificate of Deposit at the National Cooperative Bank and donate some or all of the interest to the Future Fund.*

Benefit from the high-interest rate environment in a virtually risk-free government-insured deposit.

Scaling Impact and Supporting Vital Work

AACUC relies on memberships, corporate partnerships and donations to finance basic operational needs and programming.

In addition to supporting AACUC flagship programs and providing an operating reserve for long-term sustainability, the Future Fund will bring scale to three essential pillars of our Commitment to Change Initiative.

Mentor

Internships and Leadership Development

Building a succession pipeline for the credit union system and securing the safety and legacy of the People Helping People philosophy.

Small CU Summit

Long-Term Small Credit Union Sustainability

Ensuring the viability and vibrancy of the credit unions that are at greatest risk of mergers, acquisition and member attrition.

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Wealth Building and Community Impact Programs

Supporting credit unions to establish and sustain initiatives that improve financial access, inclusion and well-being for communities of color.

Hassle-Free Support

The Future Fund enhances AACUC’s impact with little effect on your liquid capital. It’s safe, affordable and secures AACUC’s legacy for generations.

*Rate/Annual Percentage Yield (APY) are accurate as of today, and are subject to change daily. A $10,000 minimum balance is required to earn the Rate/APY quoted. Substantial early withdrawal penalty on CDs. Fees may reduce earnings on your account. Banking products and services provided by National Cooperative Bank, N.A. Member FDIC.